Privacy Policy

The purpose of this Privacy Policy is to describe and explain how we collect, use and distribute any personal information you provide to us. It also describes the options you have available to you and the choices you can make about how your personal information is used, as well as how you may access and update any information you have provided.

Our Privacy Policy sets forth our current practices as they relate to transparency, choice and accountability regarding the collection, use and distribution of your personal information. In our practice, we are also guided by OLA principles to enhance trust among consumers and online merchants or service providers. By adhering to OLA’s requirements we can ensure that we always treat consumers with respect and use fair, non-abusive collection practices.

Any questions regarding our Privacy Policy or practices should be sent to us via email at contact@loanprovider.net.

Consent to Electronic Communications (E-Consent)

Please read this information carefully and print a copy and/or retain this information for future reference. Introduction. You are submitting a request to be matched with one of our third-party advertisers or lenders, collectively “third parties.” In order to attempt to connect you with an advertiser that may offer you a loan, the third parties need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, information and other forms of communication. By submitting your information to our website, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non-Electronic Records

You may request any Disclosures in paper copy by contacting the third party lender directly. If you are connected with a lender who may attempt to offer you a loan, that lender will provide paper copies at no charge. The third parties will retain all Disclosures as applicable law requires.

Scope of Consent

This E-Consent applies to all interactions online concerning you and the third party and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, the third party advertiser may process your information and interact during all online interactions with you electronically. The advertiser may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party advertisers websites, and may be provided by e-mail.

Consenting to Do Business Electronically

Before you decide to do business electronically with the third party advertiser, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements

To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 256-BIT encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party advertisers.

Withdrawing Consent

Your E-Consent for our matching service and for our third-party advertisers’ consideration of your matching request cannot be withdrawn because it is a one-time transaction. If you are matched with one or more third-party, you are free to withdraw your E-Consent with those third-parties at any time and at no charge. However, if you withdraw this E-Consent before receiving and offer a loan you may be prevented from obtaining an offer from the advertiser. Contract the third-party lender directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected.

Change to Your Contact Information

You should keep third party advertisers informed of any change in your electronic address or mailing address. You may update such information by logging into the third party advertiser’s website or by sending the lender a written update by mail.

Your Ability to Access Disclosures

By clicking and submitting your information, you assent to our terms and conditions. You acknowledge that you can access the disclosures in the designated formats described above.

Consent to SMS, Text & Push Notifications

If a mobile number is provided, we may text you information about your application.

LoanProvider does not charge to send or receive text messages as part of our application process. However, message and data rates may apply. Please consult with your wireless carrier for applicable text messaging fees.

Once your mobile device has been activated, you may reply STOP to LoanProvider to opt-out of the service. We will only send you updates on the status of your application. To request additional information, text HELP to the message you receive.

Supported mobile service providers may include, but are not limited to: Alltel (part of Verizon), Appalachian Wireless, AT&T, Bluegrass Cellular, Boost Mobile, Cellcom, Cellular One from Dobson (part of AT&T), Cellular One of East Central Illinois, Cellular South, Centennial Wireless, Cincinnati Bell, Cox Wireless, Immix Wireless, Nextel (part of Sprint), nTelos Wireless, Revol Wireless, Sprint, T-Mobile, Unicel, US Cellular, Verizon Wireless, Virgin Mobile USA, West Central Wireless.

We may modify or terminate our text messaging services from time to time for any reason and without notice, including the right to terminate text messaging without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms of Use from time to time without notice. Please review these Terms of Use from time to time so that you are timely notified of any changes.

Additionally, you agree that we may send any SMS Statement Notifications through your communication service provider in order to deliver them to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fee) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. SMS Statement Notification is provided for your convenience only.

About Us and Our Purpose

We operate, own and maintain LoanProvider and may be referred to as ‘company’, ‘us’, ‘our’, ‘we’, ‘site’ or ‘website’ throughout this document and website. Through the use of this site, we also operate a database of prospective customers, which is known as the ‘service’. To promote this site and add to our database, we utilize any number of third parties, affiliates and media advertisements.

When you submit your information to LoanProvider, your name and information is automatically added to our contact list. By providing such information, you are agreeing to receive communications from LoanProvider via telephone, email or text message unless you choose to opt out of one or all of these communication methods. It is also possible that marketing agencies who are business partners of LoanProvider may contact you via these same means. You will only receive these contacts for as long as you agree to them.

If you choose to opt out of communications from LoanProvider or our partner marketing agencies, you may do so at any time by following the opt-out link at the bottom of email correspondence or emailing us at contact@loanprovider.net. Should you choose to opt out, we will forward this information to the vendor or agency that provided us with your information so that they may also remove your information from their database. LoanProvider can only ensure that your information will be removed from the databases of the companies with which we are affiliated. LoanProvider is not responsible for stopping all solicitations from all third parties.

Cost of Short Term Loans

Short term loans have the potential to become expensive since their APRs are known to be higher than the APRs of traditional forms of consumer credit. Most of the time, consumers will pay about 20% of the total amount of the loan in the form of interest. For more detailed information, you can contact the Consumer Federation of America. This group performs calculations to compare short term loans.

Your Privacy is Our Mission

LoanProvider understands that the security of your personal information is of the utmost importance in today’s technical day and age. Any information that we collect through our website is used to process business transactions that are requested by you. We will never share your information with anyone aside from our associated lenders and third party affiliates, whether you are a current or former customer.

It is our goal to ensure that you feel safe and secure when you use our website. This Privacy Policy exists to inform you about the information we may collect from you and how that information is used and distributed. Any time you use this site, you are agreeing to this Policy. If you do not agree with the Policy, we ask that you do not continue to use this website.

Underage Users

We will never knowingly collect any information from anyone who is younger than age 18.