Representative APR

Because LoanProvider is not a lender, we cannot ultimately decide whether or not you are approved for a short term loan. We also cannot determine or influence the amount of cash you may receive from the lenders within our network. It is not our policy to perform credit checks on any of our customers. Our sole purpose is to pair you with one or more lenders from within our network who may be able to provide you with the funds you need. Since we do not act as agents or representative for any of our lenders, you can rest comfortably knowing that it is our commitment to connect you with a lender fast.

If you would like to request a short term loan, you should first fill out our simple, quick and free online form. Afterward, we will provide this information to multiple lenders across the country that may be able to provide you with the funds you have requested. Because each lender is different and LoanProvider has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with each offer before accepting or declining. Once you have located a lender and agreed with the terms they presented, you will be required to provide your electronic signature—which is legally binding—before your funds will be deposited into your bank account. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion. LoanProvider cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender.

While the majority of the lenders in our network will not perform a credit check before making their decisions, there are some that might. The three major reporting bureaus, TransUnion, Experian and Equifax, are often the first choices, but most lenders who perform credit checks will use alternate methods such as TeleTrack or DP. These two options will not impact your credit score and simply tell the lender whether or not you have outstanding or default short term loans.

Any of the information that you read on this website may be changed at any time without any prior notice. We can never guarantee that your submitted information will be provided to a lender or that a lender will approve you for a short term loan. Before you agree to a lender’s offer, we recommend that you fully understand all of the downfalls associated with short term loans. If you are having serious financial issues, a short term loan may not be the solution. In this case, it is often best to consult with a professional credit counselor.

Any transactions or communications that transpire between you and LoanProvider are considered to have occurred in the state of Washington and are always subject to Washington laws, regardless of where you live or where you were located when you submitted your information or your approval. Due to state regulations, we are unable to offer loans in New York, Georgia or West Virginia. For consumers in all other states, you are urged to visit the State Regulations section of this website to learn about the laws as they apply to short term loans where you live.